California Private Student Loan Debt Attorney

Expert Counsel for Private Student Loan Debt Resolution

If you have ever searched for "student loan lawyers near me," trust Fitzgerald & Campbell, APLC to assist you with your Private Student Loans on a No Settlement = No Fee basis (pre-litigation cases only). Handling these complex loans demands seasoned legal expertise, and we are here to help you navigate through the challenges. Contact our experienced student debt attorneys today to secure the professional assistance you require.

Please note that we currently do not provide assistance with Federal Student Loans due to the constantly changing state of the law and the uncertainty surrounding government actions. When circumstances change, we will reconsider assisting with Federal student loans.

Why Hire A Student Loan Lawyer?

Rest assured, there are viable solutions for Private Student Loans. Do not fall prey to fearmongering tactics employed by lenders or the misleading promises of "student loan assistance companies." Resolving these matters is not as simple as filling out a form.

Attain the clarity, confidence, and control you need by consulting experienced student debt lawyers who are well-versed in handling such intricate financial burdens.

Here are just some of the many reasons to hire a private student loan debt lawyer from Fitzgerald & Campbell:

• Expert guidance in navigating complex loan structures
• Protection against aggressive lenders and collectors
• Knowledge of changing student loan laws and regulations
• Potential for debt reduction, settlements, or dismissals
• Peace of mind and confidence in resolving student loan debt

Featured Case Results:

• August 21, 2023: Client Saved $34,135.00! From a $42,695.00 Asset Recovery Solutions, LLC debt, that was settled for $8,560.00.
• August 21, 2023: Client Saved $16,654.00! From a $20,954.00 Asset Recovery Solutions, LLC debt, that was settled for $4,300.00.
• August 21, 2023: Client Saved $10,030.00! From a $12,580.00 Asset Recovery Solutions, LLC debt, that was settled for $2,550.00.
• July 25, 2023: Client’s debt was reduced by $43,490.00! In a collection lawsuit in the amount of $57,490.00, that was settled for $14,000.00. After our attorney fees and costs of $4,320.00, client’s net savings amount was at least $39,170.00 (National Collegiate Student Loan Trust vs Client Case No. 21BBCV009XX – Los Angeles County)
• June 14, 2023: Client Saved $12,247.00! From a $19,547.00 National Collegiate Student Loan Trust debt, that was settled for $7,300.00. 

DISCLAIMER: Every case is different. Results depend on the unique law and facts of each case. Fitzgerald & Campbell, APLC makes no guarantees or warranties about the outcome of any particular matter or case. The Fitzgerald & Campbell, APLC website, or the information contained within the website, should be construed as ATTORNEY ADVERTISING.

Fitzgerald & Campbell, APLC Saves Hundreds of Thousands on Private Student Loan

by Sam Miller
August 21, 2018

Fitzgerald & Campbell, APLC negotiated a private student loan debt totaling nearly $200,000.00 for a mere $25,100.00 this past week, saving their client over 87% of the amount due.

The debt originated with Navient Solutions, LLC, and had been placed into collections with National Enterprise Systems (commonly known as NES). The alleged amount stood at $196,465.11 at the time of settlement.

The letter from NES confirming the terms of the settlement is displayed below. Fitzgerald & Campbell, APLC are proud to continue their pattern of excellent service and phenomenal deals for their clients, and this is a shining example.

DISCLAIMER: Every case is different. Results depend on the unique law and facts of each case. Fitzgerald & Campbell, APLC makes no guarantees or warranties about the outcome of any particular matter or case. The Fitzgerald & Campbell, APLC website, or the information contained within the website, should be construed as ATTORNEY ADVERTISING.

How to Resolve your Private Student Loans

Step 1: Break Free from the Payment Treadmill to Nowhere! 

*View this Huffington Post article that quotes Greg Fitzgerald’s Top 10 Reasons You Should Stop Paying Your Unaffordable Private Student Loans.

If you have not already done so, you should seriously consider defaulting on these loans. Although many factors are involved (such as the loan amount), it is essential to speak with an experienced student loan lawyer first. 

We often recommend clients default on these loans when:

• You can’t afford to pay them
• You have no idea when they will be paid off. Just as you wouldn't buy a car or a house without knowing when the payments would end, the same applies to private student loans. 

Step 2: Understand Unsecured Debt

Understand that Private student loans are unsecured debt and are no different from your credit card (except for how they are treated in bankruptcy). Since bankruptcy is usually not available for these debts, strategic default is often the only way to get out of debt on most of these loans within your lifetime.

As with any unsecured debt, there are only 3 things they can do to you when you default on a private student loan:

• Call and write to you, demanding payment (having a lawyer as your representative will stop this)
• Derogatory report on your credit
• File a lawsuit against you - examine our case results, and you will find that the only thing worse than a lawsuit is continuing to pay the full amount and never seeing the balance go down. Also, not all clients get sued!

Step 3: Beware Student Loan Assistance Companies

Below is a list of some well-known student loan assistance companies that have been accused of several shady practices, as published by NerdWallet (read the original article here). 

Several of the companies listed below have been charged with various business violations including:

• Illegal practices by a state or federal agency or found to have engaged in illegal practices by a judge;
• Being managed by an individual who operates or has operated another business accused of illegal practices by a government agency or found to have engaged in illegal practices by a judge;
• Being operated by someone who has incurred significant debts or a criminal conviction;
• The business has been hit with liens for unpaid taxes; or
• The business is Rated D or F by the Better Business Bureau.

If you’re working with one of the companies below, CALL US IMMEDIATELY!  Let us help you manage your debt and GET YOUR LIFE BACK!!

STUDENT LOAN ASSISTANCE COMPANY WATCH LIST

A list of all companies on the watch list can be found here.

• Academic Debt Alliance
• Action Administrative Services
• Advantage Student Loan Consolidation
• Advantage Student Loans
• Affordable Life Plans
• Aiding Student Relief
• Allied Doc Prep
• AlphaOne Student
• Amazing Marketing
• American Student Aid
• American Student Loan Consolidators
• ASF Assistance
• Benchmark Processing Inc.
• Bright Futures Financial Corp.
• College Education Services
• College Financial Advisory
• Consumer Assistance Project
• Consumer Financial Resources
• Consumer Protection Counsel, P.A
• DFL International
• Docs Done For You Inc.
• Document Aid Relief
• Done With Loans
• Equitable Acceptance Corporation
• First American Student Aid
• First American Tax
• First American Tax Defense
• Freedom Student and Tax Defense
• Global Financial Support Inc.
• Good EBusiness
• Grads1st
• GreenStudent
• Help Assist Me Default Resolution Services
• Interactiv Education
• Lexington Doc Prep
• Liberty Tax and Student Loan Defense
• Life Cycle Student Loan Relief
• Merrill & Hart
• Miller Student Loan Consulting
• Nation Wide Consumer Debt Relief Inc.
• National Secure Processing
• National Student Aid Care
• National Student Aid Center
• National Student Loan Help
• National Student Loan Rescue
• National Student Loan Solutions
• National Student Loans
• Nationwide Student Aid
• Navloan
• Performance Debt Relief
• Performance Settlement
• Post Grad Aid
• Private School Loans Relief
• Reliant Account Management
• Select Document Preparation Inc.
• Select Student Loan
• Select Student Loan Help
• SL Programs
• SLRS
• Strategic Debt Solutions
• Strategic Doc Prep Solutions
• Strategic Student Solutions
• Student Advocates
• Student Consulting Group Inc.
• Student Debt Center
• Student Debt Relief Group
• Student Debt Resolutions Inc.
• Student Debt Solutions
• Student Financial Resource Center
• Student Legal Services
• Student Loan Consultants of America
• Student Loan Counsel
• Student Loan Educators
• Student Loan Forgiveness Center
• Student Loan Group
• Student Loan Managers
• Student Loan Processing.US
• Student Loan Repairman Inc.
• Student Loan Resolution Center
• Student Loan Service
• Student Loan Service Managers
• Student Loan Services
• Student Loan Servicing Center
• Student Loans Processing Corp.
• Student Reform Associates
• Student Relief Center
• Student Zoom LLC
• StudentLoan911.org
• Sunshine Document Preparation Inc.
• The Center for Student Debt Reform
• The Student Loan Help Center
• The Student Loan Project
• U.S. Student Loan Services Inc.
• United Advisors Group
• United Student Loan Division
• University of One
• US Direct Student Loan Services
• US Financial Freedom Center

Consult A Student Loan Debt Attorney in California

When seeking an experienced California student loan debt lawyer, consider scheduling a consultation with Fitzgerald & Campbell. We provide you with the legal expertise to take appropriate steps in defaulting on your loans or pursuing other viable solutions. Student loans can impose immense pressure on individuals, and our team of student loan attorneys is dedicated to assisting you.