Orange County Debt Settlement Attorneys
Take Control of Your Finances Today
If you are struggling with debt, you aren’t alone. Millions of Americans are looking for relief from financial hardship, which is particularly challenging in today’s economy, thanks to COVID-19. Whether you have lost your job or been forced to shut down your business, our team at Fitzgerald & Campbell wants to reassure you that this is not your fault, and you may have more options than you believe.
Our debt settlement attorney in Orange county possess the skills and experience you need to obtain freedom from these challenging circumstances. We can assess your situation, listen to your short-term and long-term goals, and devise a customized plan to address your needs.
Call us today at (844) 431-3851 to discuss your options during a free consultation.
Debt Settlement & Relief Options
Living with debt can take years from your life, especially when aggressive creditors are hounding you for payments. Fortunately, there may be several ways to escape your situation. Through one of our debt relief programs, you may be on your way toward true financial freedom.
Here are just a few examples of the types of debts we can help you settle or obtain relief from:
- Credit Card Debt: According to the Chamber of Commerce, credit card debt is one of the most commonly experienced types of debt. Our attorneys can help you negotiate with your creditor to lower your monthly payments, reduce your interest, or even settle for a lower principal. Alternatively, we may be able to discharge some or all your credit card debt through Chapter 7 or Chapter 13 bankruptcy.
- Medical Bills: Countless Americans struggle under the weight of substantial medical bills, and bankruptcy is one of the best solutions to this type of debt. Like credit card debt, medical debts are unsecured, meaning they are unattached to physical pieces of property, like houses, cars, or land. Because creditors who own medical debt know what they might lose if you file bankruptcy, they may be particularly open to debt negotiation and settlement.
- Auto Loan Protection: Auto loans are a type of secured debt because they are attached to your vehicle. As such, your lender has the contractual right to repossess your car if you fail to make payments. Chapter 13 is a viable option for anyone who feels they may be on the brink of repossession. Bankruptcy triggers the automatic stay, which halts repossession and all other types of collection activities. You then have 3-5 years to catch up on payments, effectively eliminating the risk of losing your car.
- Foreclosure Relief: Like auto loans, mortgages are a form of secured debt. You can use Chapter 13 to give yourself time to catch up on arrears while your lender is prohibited from foreclosing your home. Alternatively, we may be able to apply for a mortgage modification. If timed properly, this request could delay foreclosure, and an approval would give you modified terms that you could manage more easily.
We also assist clients with judgment settlements in Orange County.
Real Client Results
Conquering Your Mountain of Debt Since 1992
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$1,043,087.06 settled for $492,701.56 Individual
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Client Saved $27,433.00! UGH, I LLC.
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$535,175.56 was settled for $375,000.00 Madison 65 Co
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Client’s debt was reduced by $314,811.00! National Continental Insurance Company
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$263,963.17 JUDGMENT VACATED! Los Angeles County Superior Court
Hear From Our Happy Clients
At Fitzgerald & Campbell, your satisfaction is our priority! See for yourself what our clients have to say about working with us.
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"It Was The Right Decision"
Patricia and Fabiola were both such a great help from the start. It was the right decision to seek legal help when dealing with these debt collectors. The process with Fitzgerald & Campbell was very simple and straightforward, it reduced the stress of my situation greatly for a reasonable price. Highly recommend!
- C.M. -
"Provided Clarity and Prompt Communication"
We got involved in a domestication of sister-state judgment (from a vehicle accident in Nevada) that involved a different person with the same name, it was originally served to a different address. Several other attorneys had no clue how to deal with this case, suggesting to get our vehicle insurance involved. Attorney William J. Campbell, Luz Rodriguez and case manager Christina did a great job and provided clarity and prompt communication on how to file a motion to vacate this sister-state judgment. The case is now vacated and dismissed without prejudice. Highly recommended.
- E.C. -
"Fitzgerald & Campbell is Truly Praiseworthy"
I was in a difficult and stressful situation. I was sued and served over an old personal loan.
Fitzgerald & Campbell helped me to settle and lowered the judgment amount in less than a month.
This firm is outstanding and they care about their clients.
Thank you, Ms. Patricia Mendez for being so passionate and so helpful about my case.
Now, am stress free.
Fitzgerald & Campbell is a truly praiseworthy and highly recommended firm.
Thank you.- E.A. -
"You Are All Amazing"
Thank you very much, Ma'am for the immediate help.
You are all amazing!🙏🙏🙏
- E.A. -
"I Can't Thank Fitzgerald & Campbell Enough"
I found myself dealing with a judgement and wage garnishment, Fitzgerald & Campbell explained to me what my options were on how to settle and get myself out of this situation. I was supplied and guided on how to fill out proper paperwork and never once had to deal with said creditor myself, Fitzgerald & Campbell did all of the communication between myself and the creditor. I can't thank Fitzgerald & Campbell enough (especially Patricia!) For negotiating a settlement I could pay in full and put this whole ordeal behind me. If you are feeling stranded in a hole with everyone coming at you Fitzgerald & Campbell are there extending a friendly hand to get you out of that hole and back on your feet.
- S.J.
