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Collection Lawsuit Defense & Settlement

Santa Ana Debt Defense Attorney

If you have been sued on a debt:

  • Do not assume there is nothing you can do.
  • Do not assume you will lose.
  • Do not assume you owe what they allege.
  • Do not assume there is no one who can help.
  • Do not assume a lawyer will cost too much

The debt defense attorneys at Fitzgerald & Campbell are dedicated to making sure creditors follow the law to prove what you owe. Our motto is: Admit nothing! Demand proof!

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Collection Defense Options

1) Defend the Lawsuit with the Help of an Experienced Debt Defense Attorney. (BEST OPTION)

By simply filing an answer in court, you extend the time before any judgment can be entered against you. This can be crucial in getting you the time you need to determine your next step. We strongly encourage everyone who is sued by a creditor or collector to do this. 

By just filing this single document, you have a chance at winning AND you extend the time before anything further can happen to you (such as garnishments and levies) by months and even years. The best settlements come when contesting the case. 
Debt collectors and their attorneys are like predators trying to find the easy meal. They’re looking for the weakest, easiest to catch prey they can get their teeth into.  You don’t have to be the fastest or the strongest to escape the predator. 

You just have to show the predator that you are not like the other 95% of defendants who do nothing at all. You’re gonna fight, and it’s going to take a lot of time and energy for the creditor to chase after you.

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Real Client Results

Conquering Your Mountain of Debt Since 1992
  • $1,043,087.06 settled for $492,701.56 Individual
  • Client Saved $27,433.00! UGH, I LLC.
  • $535,175.56 was settled for $375,000.00 Madison 65 Co
  • Client’s debt was reduced by $314,811.00! National Continental Insurance Company
  • $263,963.17 JUDGMENT VACATED! Los Angeles County Superior Court

Know Your Rights!

If you’ve been sued on a debt, don’t give up! You have rights, and just because a lawsuit has been filed doesn’t mean it will be successful. Banks and creditors often make mistakes in the loans, in the payment history, and in the filing of the case. They are not perfect. They also violate federal collection laws regularly. They also don’t always show up in court! It’s true what they say: Showing up is half the battle! 

Our Promise to You

We have decades of experience fighting these cases. Mr. Fitzgerald has been a consumer lawyer for over 30 years. He has a staff of over 35 people who are specifically trained for these types of cases. We do not do any other type of case. You will not find a better team to represent you in a collection defense case.

We will make them prove up their case. We will make it difficult for them. We will make it not profitable for them to pursue you. We will hold them to the letter of the law. We will make sure that you are treated equally and fairly. You owe it to yourself and your family to use your money wisely, and that includes only paying the debts that you are legally obligated to.

At Fitzgerald & Campbell, we can help. Our process is simple. All that is needed is an attorney who is willing to fight hard for you, does not blindly accept what collectors say, and is willing to remind the judge of what the law requires.

Our Fees

Our fees are all flat and fixed, and include all expenses, including court filing fees. You WILL NOT receive any “surprise” bill or expense. They also include going to trial — we know it is important as creditor attorneys to show that we are all in for our clients.

We do not “coach,” as that is a big mistake in these types of cases. We do not charge one fee for this and one fee for that. When we are your attorney, WE DO EVERYTHING.

We are extremely affordable and offer payment plans. 

Schedule Your Free Consultation

Call (844) 431-3851 or use our contact formto speak with a representative 24/7. One of our case analysts will get in touch with you to schedule your consultation.

Hear From Our Happy Clients

At Fitzgerald & Campbell, your satisfaction is our priority! See for yourself what our clients have to say about working with us.

    "It Was The Right Decision"

    Patricia and Fabiola were both such a great help from the start. It was the right decision to seek legal help when dealing with these debt collectors. The process with Fitzgerald & Campbell was very simple and straightforward, it reduced the stress of my situation greatly for a reasonable price. Highly recommend!

    - C.M.
    "Provided Clarity and Prompt Communication"

    We got involved in a domestication of sister-state judgment (from a vehicle accident in Nevada) that involved a different person with the same name, it was originally served to a different address. Several other attorneys had no clue how to deal with this case, suggesting to get our vehicle insurance involved. Attorney William J. Campbell, Luz Rodriguez and case manager Christina did a great job and provided clarity and prompt communication on how to file a motion to vacate this sister-state judgment. The case is now vacated and dismissed without prejudice. Highly recommended.

    - E.C.
    "Fitzgerald & Campbell is Truly Praiseworthy"

    I was in a difficult and stressful situation. I was sued and served over an old personal loan.
    Fitzgerald & Campbell helped me to settle and lowered the judgment amount in less than a month.
    This firm is outstanding and they care about their clients.
    Thank you, Ms. Patricia Mendez for being so passionate and so helpful about my case.
    Now, am stress free.
    Fitzgerald & Campbell is a truly praiseworthy and highly recommended firm.
    Thank you.

    - E.A.
    "You Are All Amazing"

    Thank you very much, Ma'am for the immediate help.

    You are all amazing!🙏🙏🙏

    - E.A.
    "I Can't Thank Fitzgerald & Campbell Enough"

    I found myself dealing with a judgement and wage garnishment, Fitzgerald & Campbell explained to me what my options were on how to settle and get myself out of this situation. I was supplied and guided on how to fill out proper paperwork and never once had to deal with said creditor myself, Fitzgerald & Campbell did all of the communication between myself and the creditor. I can't thank Fitzgerald & Campbell enough (especially Patricia!) For negotiating a settlement I could pay in full and put this whole ordeal behind me. If you are feeling stranded in a hole with everyone coming at you Fitzgerald & Campbell are there extending a friendly hand to get you out of that hole and back on your feet.

    - S.J.
"I've walked in your shoes! Let me do for you what I learned to do for myself." - Gregory M. Fitzgerald, Managing Partner