Skip to Content
Orange County Judgment Settlement

Orange County Judgment Settlement Attorneys

Helping Individuals & Families Settle Debt in Orange County, CA

Are you being sued by a creditor in Orange County? If so, the debt is considered in default and the creditor has the right to receive a judgment from the court that will allow them to pursue collection efforts against you. If you are unable to pay the judgment, you will likely face wage garnishment and bank levies. In some cases, you may even be ordered to sell your property or assets to satisfy the debt.

At Fitzgerald & Campbell, APLC, we know how difficult it can be to face a judgment from a creditor. Our Orange County judgment settlement lawyers are here to help you explore your options and find the best solution for your individual situation. We have helped countless clients settle judgments and work toward financial freedom. Let us help you, too.

Call (844) 431-3851 or contact us online to schedule your free consultation with our experienced team today.

Continue Reading Read Less

What is a Judgment?

A judgment is an order from a court that determines the rights and obligations of the parties involved in a lawsuit. When it comes to debt, a judgment is a ruling that you owe a certain amount of money to a creditor. Once a judgment is issued, the creditor can legally take steps to collect the debt.

After receiving a judgment, a creditor may be able to:

  • Place a lien on your home or other property
  • Garnish your wages
  • Levy your bank accounts
  • Repossess your vehicle
  • Seize other assets

What is Judgment Settlement?

Settling a judgment means reaching an agreement with the creditor that allows you to pay less than the full amount owed. In some cases, you may be able to settle the judgment for as little as 20-25% of the total amount owed. This can save you a significant amount of money and can help you avoid wage garnishment and other collection efforts.

When you settle a judgment, you agree to pay the creditor a lump sum or a series of payments. In exchange, the creditor agrees to release the judgment and stop all collection efforts. This can provide you with great relief and allow you to move forward on a path to financial freedom.

Our Orange County judgment settlement attorneys can help you negotiate with your creditors and work toward a favorable resolution. Contact us today to learn more about how we can assist you.

How to Settle a Judgment

When it comes to settling a judgment, it is often best to work with an experienced attorney who can help you negotiate with your creditors and protect your best interests. At Fitzgerald & Campbell, APLC, we have been helping clients settle judgments since 2001. We are well-versed in the process and can provide you with the knowledgeable guidance you need.

When you work with our firm, we will:

  • Review your financial situation and help you determine the best way to move forward
  • Advise you on the potential benefits and drawbacks of settling the judgment
  • Negotiate with the creditor on your behalf
  • Help you evaluate any settlement offers you receive
  • Ensure that the settlement agreement is properly drafted and executed

When you work with our firm, we will take the time to get to know you and your unique situation. We will then create a strategy tailored to your specific needs and goals. Our goal is to help you move forward on a path to financial freedom and to do so in the most cost-effective manner possible.

Is It Better to Settle or Pay in Full?

Whether it is better to settle a judgment or pay the full amount depends on your individual situation. In some cases, you may be able to pay the full amount owed and settle the judgment, allowing you to save money on interest and other fees. However, many people are unable to pay the full amount owed and must negotiate a settlement.

When you work with our firm, we can carefully evaluate your financial situation and help you determine the best way to move forward. We will help you understand the potential benefits and drawbacks of settling a judgment and will provide you with the guidance you need to make informed decisions about your case.

Real Client Results

Conquering Your Mountain of Debt Since 1992
  • $1,043,087.06 settled for $492,701.56 Individual
  • Client Saved $27,433.00! UGH, I LLC.
  • $535,175.56 was settled for $375,000.00 Madison 65 Co
  • Client’s debt was reduced by $314,811.00! National Continental Insurance Company
  • $263,963.17 JUDGMENT VACATED! Los Angeles County Superior Court


Why Choose Fitzgerald & Campbell, APLC?

At Fitzgerald & Campbell, APLC, we are committed to providing our clients with the exceptional legal services they deserve. We understand the stress and anxiety that comes with facing a judgment and are here to guide you every step of the way. When you choose our firm, you can trust that we will provide you with the personalized attention and effective representation you need.

When you work with us, you will benefit from:

  • Over 40 years of combined legal experience
  • Individualized legal solutions tailored to your unique needs
  • Responsive, attentive service from our entire team
  • Creative, effective legal strategies

Whether you need help settling a judgment in Orange County, CA, we are here to help. Call (844) 431-3851 or contact us online to get started with an initial consultation.

Hear From Our Happy Clients

At Fitzgerald & Campbell, your satisfaction is our priority! See for yourself what our clients have to say about working with us.

    "It Was The Right Decision"

    Patricia and Fabiola were both such a great help from the start. It was the right decision to seek legal help when dealing with these debt collectors. The process with Fitzgerald & Campbell was very simple and straightforward, it reduced the stress of my situation greatly for a reasonable price. Highly recommend!

    - C.M.
    "Provided Clarity and Prompt Communication"

    We got involved in a domestication of sister-state judgment (from a vehicle accident in Nevada) that involved a different person with the same name, it was originally served to a different address. Several other attorneys had no clue how to deal with this case, suggesting to get our vehicle insurance involved. Attorney William J. Campbell, Luz Rodriguez and case manager Christina did a great job and provided clarity and prompt communication on how to file a motion to vacate this sister-state judgment. The case is now vacated and dismissed without prejudice. Highly recommended.

    - E.C.
    "Fitzgerald & Campbell is Truly Praiseworthy"

    I was in a difficult and stressful situation. I was sued and served over an old personal loan.
    Fitzgerald & Campbell helped me to settle and lowered the judgment amount in less than a month.
    This firm is outstanding and they care about their clients.
    Thank you, Ms. Patricia Mendez for being so passionate and so helpful about my case.
    Now, am stress free.
    Fitzgerald & Campbell is a truly praiseworthy and highly recommended firm.
    Thank you.

    - E.A.
    "You Are All Amazing"

    Thank you very much, Ma'am for the immediate help.

    You are all amazing!🙏🙏🙏

    - E.A.
    "I Can't Thank Fitzgerald & Campbell Enough"

    I found myself dealing with a judgement and wage garnishment, Fitzgerald & Campbell explained to me what my options were on how to settle and get myself out of this situation. I was supplied and guided on how to fill out proper paperwork and never once had to deal with said creditor myself, Fitzgerald & Campbell did all of the communication between myself and the creditor. I can't thank Fitzgerald & Campbell enough (especially Patricia!) For negotiating a settlement I could pay in full and put this whole ordeal behind me. If you are feeling stranded in a hole with everyone coming at you Fitzgerald & Campbell are there extending a friendly hand to get you out of that hole and back on your feet.

    - S.J.
"I've walked in your shoes! Let me do for you what I learned to do for myself." - Gregory M. Fitzgerald, Managing Partner