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Los Angeles Debt Settlement

Los Angeles Debt Settlement Attorneys

Proudly Helping Clients Get Back on Track 

One thing is clear about our modern economy: we live in uncertain times. The COVID-19 pandemic has forced countless companies to shut down and lay off workers, and both state and federal governments are struggling to provide Americans with the support they need.

For many, bankruptcy is the only way forward. However, if you are struggling with debt, bankruptcy might not be your only option. At Fitzgerald & Campbell, we want to help you assess all options at your disposal before carefully selecting the most appropriate path. Whether you are ineligible for bankruptcy or would prefer to avoid it, our Los Angeles attorneys can help you find the debt-relief solution you need.

Call us today at (844) 431-3851 to discover different options for resolving your debt issues. 

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Review Your Debt Settlement Options with Our Team 

One alternative to bankruptcy is negotiating directly with your creditors to settle your debt. The goal of negotiation can be to reduce your interest rate, lower your monthly payment by extending the terms, or even settle your debt for a lower amount and forgive the rest. These are sometimes called debt workouts.

Debt collectors are often ready for negotiation and settlement because they stand to lose much less than if you were to file bankruptcy. If what you owe them is unsecured, Chapter 7 bankruptcy could completely eliminate your obligation to pay.

Through negotiation, you might be able to reduce or modify the following:

  • Credit card debt
  • Department store debt
  • Repossession deficiencies
  • Judgments that are several years old
  • Signature loans
  • Personal credit lines
  • Defaulted student loans from private sources 

You might also be able to arrange a forbearance period, which allows you to skip a few monthly payments. The payments you skip, however, will need to be paid at a later time.

Real Client Results

Conquering Your Mountain of Debt Since 1992
  • $1,043,087.06 settled for $492,701.56 Individual
  • Client Saved $27,433.00! UGH, I LLC.
  • $535,175.56 was settled for $375,000.00 Madison 65 Co
  • Client’s debt was reduced by $314,811.00! National Continental Insurance Company
  • $263,963.17 JUDGMENT VACATED! Los Angeles County Superior Court

What You Can Expect from Fitzgerald & Campbell

Financial hardship is one of the most stressful challenges we can experience. It weighs on us psychologically and prevents us from building the life we feel we deserve. When you are struggling to obtain freedom from debt, take your case to Fitzgerald & Campbell. Our attorneys take great pride in providing each of our clients attentive service and fully customized solutions to insurmountable problems. When you come to our firm, you are putting your financial future in the best possible hands.

To schedule your free case consultation with our debt settlement team in Los Angeles, please call us at (844) 431-3851 or fill out our convenient online form


  1. How much Money is needed for a Successful Debt Settlement Plan? In total? Per month?
  2. How Long does a Debt Settlement Plan take?
  3. How much Can I Really Save?

Hear From Our Happy Clients

At Fitzgerald & Campbell, your satisfaction is our priority! See for yourself what our clients have to say about working with us.

    "It Was The Right Decision"

    Patricia and Fabiola were both such a great help from the start. It was the right decision to seek legal help when dealing with these debt collectors. The process with Fitzgerald & Campbell was very simple and straightforward, it reduced the stress of my situation greatly for a reasonable price. Highly recommend!

    - C.M.
    "Provided Clarity and Prompt Communication"

    We got involved in a domestication of sister-state judgment (from a vehicle accident in Nevada) that involved a different person with the same name, it was originally served to a different address. Several other attorneys had no clue how to deal with this case, suggesting to get our vehicle insurance involved. Attorney William J. Campbell, Luz Rodriguez and case manager Christina did a great job and provided clarity and prompt communication on how to file a motion to vacate this sister-state judgment. The case is now vacated and dismissed without prejudice. Highly recommended.

    - E.C.
    "Fitzgerald & Campbell is Truly Praiseworthy"

    I was in a difficult and stressful situation. I was sued and served over an old personal loan.
    Fitzgerald & Campbell helped me to settle and lowered the judgment amount in less than a month.
    This firm is outstanding and they care about their clients.
    Thank you, Ms. Patricia Mendez for being so passionate and so helpful about my case.
    Now, am stress free.
    Fitzgerald & Campbell is a truly praiseworthy and highly recommended firm.
    Thank you.

    - E.A.
    "You Are All Amazing"

    Thank you very much, Ma'am for the immediate help.

    You are all amazing!🙏🙏🙏

    - E.A.
    "I Can't Thank Fitzgerald & Campbell Enough"

    I found myself dealing with a judgement and wage garnishment, Fitzgerald & Campbell explained to me what my options were on how to settle and get myself out of this situation. I was supplied and guided on how to fill out proper paperwork and never once had to deal with said creditor myself, Fitzgerald & Campbell did all of the communication between myself and the creditor. I can't thank Fitzgerald & Campbell enough (especially Patricia!) For negotiating a settlement I could pay in full and put this whole ordeal behind me. If you are feeling stranded in a hole with everyone coming at you Fitzgerald & Campbell are there extending a friendly hand to get you out of that hole and back on your feet.

    - S.J.
"I've walked in your shoes! Let me do for you what I learned to do for myself." - Gregory M. Fitzgerald, Managing Partner