Los Angeles Debt Settlement Attorneys

Proudly Helping Clients Get Back on Track 

One thing is clear about our modern economy: we live in uncertain times. The COVID-19 pandemic has forced countless companies to shut down and lay off workers, and both state and federal governments are struggling to provide Americans with the support they need.

For many, bankruptcy is the only way forward. However, if you are struggling with debt, bankruptcy might not be your only option. At Fitzgerald & Campbell, we want to help you assess all options at your disposal before carefully selecting the most appropriate path. Whether you are ineligible for bankruptcy or would prefer to avoid it, our Los Angeles attorneys can help you find the debt-relief solution you need.

Call us today at (844) 431-3851 to discover different options for resolving your debt issues. 

Review Your Debt Settlement Options with Our Team 

One alternative to bankruptcy is negotiating directly with your creditors to settle your debt. The goal of negotiation can be to reduce your interest rate, lower your monthly payment by extending the terms, or even settle your debt for a lower amount and forgive the rest. These are sometimes called debt workouts.

Debt collectors are often ready for negotiation and settlement because they stand to lose much less than if you were to file bankruptcy. If what you owe them is unsecured, Chapter 7 bankruptcy could completely eliminate your obligation to pay.

Through negotiation, you might be able to reduce or modify the following:

• Credit card debt
• Department store debt
• Repossession deficiencies
• Judgments that are several years old
• Signature loans
• Personal credit lines
• Defaulted student loans from private sources

You might also be able to arrange a forbearance period, which allows you to skip a few monthly payments. The payments you skip, however, will need to be paid at a later time.

What You Can Expect from Fitzgerald & Campbell

Financial hardship is one of the most stressful challenges we can experience. It weighs on us psychologically and prevents us from building the life we feel we deserve. When you are struggling to obtain freedom from debt, take your case to Fitzgerald & Campbell. Our attorneys take great pride in providing each of our clients attentive service and fully customized solutions to insurmountable problems. When you come to our firm, you are putting your financial future in the best possible hands.

To schedule your free case consultation with our debt settlement team in Los Angeles, please call us at (844) 431-3851 or fill out our convenient online form.