San Diego Judgment Settlement Attorney
Helping Clients Get Rid of Unpaid Debt in Orange County
If you have a judgment against you, you may feel like you are trapped in a never-ending cycle of debt. You may have already paid off the original debt, but you are still responsible for paying the amount owed every time it is called in.
At Fitzgerald & Campbell, we can help you settle the amount you owe to get you out of this cycle. We can also help you get a release of the judgment, so you can move on with your financial life.
Call (844) 431-3851 or contact us online today to discuss your situation with our expert legal team.
Understanding Settlement Judgments
A judgment settlement, also known as a judgment negotiation or a judgment resolution, is a legal agreement between a debtor and a creditor to resolve a debt that has resulted in a court-issued judgment. When a creditor sues a debtor for unpaid debts and wins the case, the court may issue a judgment in favor of the creditor. This judgment grants the creditor the legal right to collect the outstanding debt using various means, such as wage garnishment, bank levies, or liens on the debtor's property.
A judgment settlement comes into play when the debtor, often with the help of a lawyer, engages in negotiations with the creditor or their legal representatives to find an alternative resolution to satisfy the debt. The primary goal of a judgment settlement is to reach a mutually agreed-upon amount that the debtor can afford to pay, which is often less than the total amount of the original debt.
The settlement negotiation process can involve various factors, such as the debtor's financial situation, ability to pay, and the creditor's willingness to negotiate. A skilled lawyer can be instrumental in achieving a favorable judgment settlement, as they have the legal expertise and negotiation skills to protect the debtor's rights and advocate for a fair and reasonable resolution.
Real Client Results
Conquering Your Mountain of Debt Since 1992
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$1,043,087.06 settled for $492,701.56 Individual
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Client Saved $27,433.00! UGH, I LLC.
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$535,175.56 was settled for $375,000.00 Madison 65 Co
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Client’s debt was reduced by $314,811.00! National Continental Insurance Company
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$263,963.17 JUDGMENT VACATED! Los Angeles County Superior Court
How to Get Rid of an Unpaid Debt Judgment
If you have a judgment against you, you may be wondering how you can get rid of it. There are a few different ways to do this, and it is important to understand your options.
Settling the Debt: The easiest way to get rid of a judgment is to pay it off. If you are able to pay the full amount that you owe, you can ask the court to release the judgment. If you cannot afford to pay the amount in full, you may be able to negotiate a payment plan with the creditor.
If you are unable to pay the debt off, you can ask the creditor to reduce the amount you owe. If the creditor agrees to reduce the amount, you can ask the court to release the judgment.
Getting a Release of the Judgment: If you are unable to pay off the debt or reduce the amount owed, you can ask the court to release the judgment. To do this, you will need to file a motion with the court and provide proof that you cannot pay the debt.
Once you have filed the motion, the creditor will have the opportunity to respond to it. If the creditor does not respond, the court will issue a release of the judgment. If the creditor responds, the court will schedule a hearing. At the hearing, the court will decide whether to release the judgment.
If the creditor does not respond to the motion, you may still need to wait 30 days before filing for a release of the judgment. If you want to file for a release of the judgment sooner, you can ask the court to force the creditor to respond to the motion.
How Fitzgerald & Campbell Can Help You Get Rid of an Unpaid Debt Judgment
At Fitzgerald & Campbell, we can help you get rid of an unpaid debt judgment. We can negotiate with your creditor to reduce the amount owed or help you pay off the debt. If you cannot afford to pay the debt off, we can ask the court to release the judgment.
We can also help you get a release of the judgment if you cannot afford to pay off the debt or reduce the amount owed. If you are seeking a release of the judgment, we will need to file a motion with the court and provide proof that you cannot pay the debt.
Once we file the motion, the creditor will have the opportunity to respond to it. If the creditor does not respond, the court will issue a release of the judgment. If the creditor responds, the court will schedule a hearing. At the hearing, the court will decide whether to release the judgment.
If the creditor does not respond to the motion, you may still need to wait 30 days before filing for a release of the judgment. If you want to file for a release of the judgment sooner, you can ask the court to force the creditor to respond to the motion.
Schedule an initial consultation with our San Diego judgment settlement attorney by contacting us online or calling (844) 431-3851 today.
Hear From Our Happy Clients
At Fitzgerald & Campbell, your satisfaction is our priority! See for yourself what our clients have to say about working with us.
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"It Was The Right Decision"
Patricia and Fabiola were both such a great help from the start. It was the right decision to seek legal help when dealing with these debt collectors. The process with Fitzgerald & Campbell was very simple and straightforward, it reduced the stress of my situation greatly for a reasonable price. Highly recommend!
- C.M. -
"Provided Clarity and Prompt Communication"
We got involved in a domestication of sister-state judgment (from a vehicle accident in Nevada) that involved a different person with the same name, it was originally served to a different address. Several other attorneys had no clue how to deal with this case, suggesting to get our vehicle insurance involved. Attorney William J. Campbell, Luz Rodriguez and case manager Christina did a great job and provided clarity and prompt communication on how to file a motion to vacate this sister-state judgment. The case is now vacated and dismissed without prejudice. Highly recommended.
- E.C. -
"Fitzgerald & Campbell is Truly Praiseworthy"
I was in a difficult and stressful situation. I was sued and served over an old personal loan.
Fitzgerald & Campbell helped me to settle and lowered the judgment amount in less than a month.
This firm is outstanding and they care about their clients.
Thank you, Ms. Patricia Mendez for being so passionate and so helpful about my case.
Now, am stress free.
Fitzgerald & Campbell is a truly praiseworthy and highly recommended firm.
Thank you.- E.A. -
"You Are All Amazing"
Thank you very much, Ma'am for the immediate help.
You are all amazing!🙏🙏🙏
- E.A. -
"I Can't Thank Fitzgerald & Campbell Enough"
I found myself dealing with a judgement and wage garnishment, Fitzgerald & Campbell explained to me what my options were on how to settle and get myself out of this situation. I was supplied and guided on how to fill out proper paperwork and never once had to deal with said creditor myself, Fitzgerald & Campbell did all of the communication between myself and the creditor. I can't thank Fitzgerald & Campbell enough (especially Patricia!) For negotiating a settlement I could pay in full and put this whole ordeal behind me. If you are feeling stranded in a hole with everyone coming at you Fitzgerald & Campbell are there extending a friendly hand to get you out of that hole and back on your feet.
- S.J.
