San Diego Judgment Settlement Attorney

Helping Clients Get Rid of Unpaid Debt in Orange County

If you have a judgment against you, you may feel like you are trapped in a never-ending cycle of debt. You may have already paid off the original debt, but you are still responsible for paying the amount owed every time it is called in.

At Fitzgerald & Campbell, we can help you settle the amount you owe to get you out of this cycle. We can also help you get a release of the judgment, so you can move on with your financial life.

Call (844) 431-3851 or contact us online today to discuss your situation with our expert legal team.

Understanding Settlement Judgments

A judgment settlement, also known as a judgment negotiation or a judgment resolution, is a legal agreement between a debtor and a creditor to resolve a debt that has resulted in a court-issued judgment. When a creditor takes legal action against a debtor for unpaid debts and wins the case, the court may issue a judgment in favor of the creditor. This judgment grants the creditor the legal right to collect the outstanding debt using various means, such as wage garnishment, bank levies, or liens on the debtor's property.

A judgment settlement comes into play when the debtor, often with the help of a lawyer, engages in negotiations with the creditor or their legal representatives to find an alternative resolution to satisfy the debt. The primary goal of a judgment settlement is to reach a mutually agreed-upon amount that the debtor can afford to pay, which is often less than the total amount of the original debt.

The settlement negotiation process can involve various factors, such as the debtor's financial situation, ability to pay, and the creditor's willingness to negotiate. A skilled lawyer can be instrumental in achieving a favorable judgment settlement, as they have the legal expertise and negotiation skills to protect the debtor's rights and advocate for a fair and reasonable resolution.

How to Get Rid of an Unpaid Debt Judgment

If you have a judgment against you, you may be wondering how you can get rid of it. There are a few different ways to do this, and it is important to understand your options.

Settling the Debt: The easiest way to get rid of a judgment is to pay it off. If you are able to pay the full amount that you owe, you can ask the court to release the judgment. If you cannot afford to pay the amount in full, you may be able to negotiate a payment plan with the creditor.

If you are unable to pay the debt off, you can ask the creditor to reduce the amount you owe. If the creditor agrees to reduce the amount, you can ask the court to release the judgment.

Getting a Release of the Judgment: If you are unable to pay off the debt or reduce the amount owed, you can ask the court to release the judgment. To do this, you will need to file a motion with the court and provide proof that you cannot pay the debt.

Once you have filed the motion, the creditor will have the opportunity to respond to it. If the creditor does not respond, the court will issue a release of the judgment. If the creditor responds, the court will schedule a hearing. At the hearing, the court will decide whether to release the judgment.

If the creditor does not respond to the motion, you may still need to wait 30 days before filing for a release of the judgment. If you want to file for a release of the judgment sooner, you can ask the court to force the creditor to respond to the motion.

How Fitzgerald & Campbell Can Help You Get Rid of an Unpaid Debt Judgment

At Fitzgerald & Campbell, we can help you get rid of an unpaid debt judgment. We can negotiate with your creditor to reduce the amount owed or help you pay off the debt. If you cannot afford to pay the debt off, we can ask the court to release the judgment.

We can also help you get a release of the judgment if you cannot afford to pay off the debt or reduce the amount owed. If you are seeking a release of the judgment, we will need to file a motion with the court and provide proof that you cannot pay the debt.

Once we file the motion, the creditor will have the opportunity to respond to it. If the creditor does not respond, the court will issue a release of the judgment. If the creditor responds, the court will schedule a hearing. At the hearing, the court will decide whether to release the judgment.

If the creditor does not respond to the motion, you may still need to wait 30 days before filing for a release of the judgment. If you want to file for a release of the judgment sooner, you can ask the court to force the creditor to respond to the motion.

Schedule an initial consultation with our San Diego judgment settlement attorney by contacting us online or calling (844) 431-3851 today.