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San Diego Debt Settlement

San Diego Debt Settlement Attorneys

We Find Viable Solutions to Debt Issues 

At Fitzgerald & Campbell, we understand that circumstances like losing your job or undergoing an expensive medical procedure can leave you without enough money to pay your bills on time. 

If you are in this situation and now have creditors harassing you for payment and mounting late fees on your debt, turn to our debt settlement team at Fitzgerald & Campbell so that we can get to work finding the right solution to help you get your finances back on track.

To learn more about our debt settlement services in San Diego, schedule a free consultation by calling (844) 431-3851 today. 

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How Does Debt Settlement Work?

If you're drowning in debt, you might be hesitant to pick up the phone when creditors come calling. But before you resign yourself to a lifetime of financial stress, it's important to know that you have options. Debt settlement is a popular form of debt relief that involves negotiating with your creditors to reach a lower payoff amount. 

While the process can certainly be stressful, it's important to remember that our San Diego debt settlement attorneys at Fitzgerald & Campbell are here to guide you through it.

Potential benefits of debt settlement include:

  • Lower total debt: Debt settlement can help you to reduce the total amount of debt that you owe. This can be beneficial if you are unable to make payments on your existing debts, as it will allow you to pay off the debt for less than what is owed.
  • Lower interest rates: You may also be able to reduce the interest rates on your debt. By negotiating with creditors, you may be able to get them to agree to lower interest rates or waive any late fees or other penalties that have been applied to your account.
  • Avoid bankruptcy: By settling your debts, you can often avoid having to file for bankruptcy and still be able to pay off all of your debts in a timely manner. This can help you protect your credit score and keep more money in your pocket in the long run. 
  • Faster payment: Debt settlement also allows you to pay off debts faster than if you were making regular payments over time. Since the total balance is reduced, it's easier for people to pay off their debts quickly and move on with their lives.

We also assist clients with judgment settlements in San Diego.

Real Client Results

Conquering Your Mountain of Debt Since 1992
  • $1,043,087.06 settled for $492,701.56 Individual
  • Client Saved $27,433.00! UGH, I LLC.
  • $535,175.56 was settled for $375,000.00 Madison 65 Co
  • Client’s debt was reduced by $314,811.00! National Continental Insurance Company
  • $263,963.17 JUDGMENT VACATED! Los Angeles County Superior Court

We Help Settle All Types of Debt

When you choose Fitzgerald & Campbell to represent you, our San Diego debt settlement lawyers will contact all of your creditors so that we can sit down with them and negotiate a debt settlement agreement on your behalf. 

With our comprehensive debt settlement plans, our attorneys will create a customized legal strategy so that we can try to convince your creditor to agree to accept a portion of the debt that is owed. 

Although many people struggling with debt attempt to negotiate settlements on their own, having experienced legal representation can help you navigate the complexities of the process and avoid costly errors.

At Fitzgerald & Campbell, we help clients find solutions for many types of debt, including:

Ignoring your mounting debt will result in additional penalties and late fees. You might also have to deal with constant harassment from creditors, which only makes this difficult situation worse. 

Fitzgerald & Campbell is here to leverage our extensive resources and knowledge of the law to stop creditor harassment as soon as we begin the debt settlement process. 

Don’t lose another night of sleep. Get in touch with us today at (844) 431-3851 to learn what our debt settlement attorneys can do for you. 

Should I Choose a Debt Settlement Company or Debt Settlement Lawyer?

When it comes to settling your debts, there are two options to consider: hiring a debt settlement lawyer or a debt settlement company. While a debt settlement company may seem like a more accessible choice, a debt settlement lawyer has several distinct advantages. 

For starters, lawyers have a much broader scope of legal knowledge and experience than debt settlement companies. They can provide personalized legal advice and representation tailored to your specific situation, they can represent you if you get sued, and they can sue any collectors who violate your rights.

Additionally, unlike debt settlement companies, lawyers have a fiduciary duty to act in the best interests of their clients, meaning they are legally obligated to prioritize your interests. So, if you're looking to navigate the debt settlement process more effectively, a debt settlement lawyer may be the better option for you.

Let Us Find a Solution That Works for You 

We understand that it might seem hopeless when you are facing financial trouble and debt collection actions. Fortunately, there are options available for settling your debt and moving toward a more secure financial future. Our debt settlement attorneys in San Diego are familiar with all of the different options of debt relief that are available, and we will work closely with you to find a solution to help get your finances back on the right track.

To get started on your free case consultation, please call (844) 431-3851 or fill out our online form today.


  1. How much Money is needed for a Successful Debt Settlement Plan? In total? Per month?
  2. How Long does a Debt Settlement Plan take?
  3. How much Can I Really Save?

Hear From Our Happy Clients

At Fitzgerald & Campbell, your satisfaction is our priority! See for yourself what our clients have to say about working with us.

    "It Was The Right Decision"

    Patricia and Fabiola were both such a great help from the start. It was the right decision to seek legal help when dealing with these debt collectors. The process with Fitzgerald & Campbell was very simple and straightforward, it reduced the stress of my situation greatly for a reasonable price. Highly recommend!

    - C.M.
    "Provided Clarity and Prompt Communication"

    We got involved in a domestication of sister-state judgment (from a vehicle accident in Nevada) that involved a different person with the same name, it was originally served to a different address. Several other attorneys had no clue how to deal with this case, suggesting to get our vehicle insurance involved. Attorney William J. Campbell, Luz Rodriguez and case manager Christina did a great job and provided clarity and prompt communication on how to file a motion to vacate this sister-state judgment. The case is now vacated and dismissed without prejudice. Highly recommended.

    - E.C.
    "Fitzgerald & Campbell is Truly Praiseworthy"

    I was in a difficult and stressful situation. I was sued and served over an old personal loan.
    Fitzgerald & Campbell helped me to settle and lowered the judgment amount in less than a month.
    This firm is outstanding and they care about their clients.
    Thank you, Ms. Patricia Mendez for being so passionate and so helpful about my case.
    Now, am stress free.
    Fitzgerald & Campbell is a truly praiseworthy and highly recommended firm.
    Thank you.

    - E.A.
    "You Are All Amazing"

    Thank you very much, Ma'am for the immediate help.

    You are all amazing!🙏🙏🙏

    - E.A.
    "I Can't Thank Fitzgerald & Campbell Enough"

    I found myself dealing with a judgement and wage garnishment, Fitzgerald & Campbell explained to me what my options were on how to settle and get myself out of this situation. I was supplied and guided on how to fill out proper paperwork and never once had to deal with said creditor myself, Fitzgerald & Campbell did all of the communication between myself and the creditor. I can't thank Fitzgerald & Campbell enough (especially Patricia!) For negotiating a settlement I could pay in full and put this whole ordeal behind me. If you are feeling stranded in a hole with everyone coming at you Fitzgerald & Campbell are there extending a friendly hand to get you out of that hole and back on your feet.

    - S.J.
"I've walked in your shoes! Let me do for you what I learned to do for myself." - Gregory M. Fitzgerald, Managing Partner