Fitzgerald & Campbell Fitzgerald & Campbell

In 2022, we eliminated over $15 million of client debt!

(This does not include debt eliminated by bankruptcy filings)

Consumer Lawyer for “Pay Day”, Cash Advance, & other Predatory Loans - NO SETTLEMENT, NO FEE!

As quoted in the OC Register: October 10, 2014:

“Fitzgerald represents clients who got high-priced loans from CashCall, an Anaheim company that’s in the bureau’s cross-hairs.

 “My concern, generally speaking, is that consumers – the people who are victims – are not the ones getting remuneration,” said Greg Fitzgerald, a consumer lawyer in Orange.”

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Featured Case Results

  • July 27, 2023: Client Saved $2,014.00! From a $3,114.00 Cash Net USA debt, that was settled for $1,100.00.
  • April 26, 2023: Client Saved $2,309.00! From a $4,309.00 Oportun debt, that was settled for $2,000.00. 
  • May 10, 2022: Client Saved $5,875.00! From a $9,375.00 Loan Depot debt, that was settled for $3,500.00.
  • April 26, 2022: Client Saved $20,893.00! From a $34,821.00 Loan Me, Inc. debt, that was settled for $13,928.00.

DISCLAIMER: Every case is different. Results depend on the unique law and facts of each case. Fitzgerald & Campbell, APLC makes no guarantees or warranties about the outcome of any particular matter or case. The Fitzgerald & Campbell, APLC web site, or the information contained within the web site, should be construed as ATTORNEY ADVERTISING.

Payday Loans, Cash Advance Loans and Other Predatory Consumer Loans


If you have taken out any of these loans you know all too well the dangerous trap you have been snared in. Extremely high interest rates that soar over 100%. Fees and costs make many of these loans impossible to pay off. You are on a treadmill that never ends and continues to drain you and your family of your hard-earned money. JUMP OFF!

Here’s one client who did:

To anyone looking for help with Payday Loans, Quick Cash, Cash advance or any of the very expensive and aggressive lenders:

Last year I found myself in financial difficulties and made one of the biggest mistakes of my life: I turned to various payday loan and cash advance operators. I fell into the trap of renewing these loans and soon found myself paying way more than I ever borrowed in the first place. I was on a treadmill going nowhere and got further and further into debt to these lenders. I was worried about my job, my house, even my marriage. I was being hounded incessantly to the point that I didn’t even know who I owed or how much.

In desperation I went online and found Greg Fitzgerald of Fitzgerald Campbell. He is a Calif. lawyer who has a website that intrigued me and I finally called him. I actually spoke to him a few times before I hired him. Even though his monthly fee is pretty cheap, I didn’t have the money. He helped me even though I couldn’t pay him. To be honest I didn’t really think he could do what he said he could. He said he could stop the calls. Said he could resolve them for little or no money. Said it was cheaper to hire him than not to.

My only regret is that I did not hire him sooner. The collectors had me so confused and hammered me day and night. I believe I started with 9 loans that I gave to Greg to handle and literally within weeks he quickly resolved one of them- and with me paying no money. So far we have resolved 5 FDCPA claims, where these loan operators have either paid me money, eliminated the debt, or both, for violating state or federal law. To date, I have personally received over $2000 after paying Greg his fees (and more is on the way). There is not a single loan that I have paid and 4 of my loans are now completed.

More lenders have come out of the woodwork and contacted me, asking for money. Loans I didn’t even know I had. All I had to do was call Greg’s office. I have turned them over to Greg and his staff and I am constantly amazed at how efficient they have been. I started in November 2013 and within 6 months I have turned over to him a total of 15 loans, and we have made 7 FDCPA claims. With Greg’s help I am well on my may to putting this behind me. I can sleep at night. I don’t sweat the mail or phone calls anymore. The piece of mind is incredible. I can focus on my job and family.

If you have any of these loans and are having difficulty, I can’t urge you strongly enough to consult Greg and his law firm help you. You will be glad you did.

Anonymous Fitzgerald & Campbell, APLC client
May 2014

DO NOT BE AFRAID! The predatory nature of these lenders is only outdone by the collectors on these accounts. Extremely high-pressure tactics and guilt are used to keep you on the “money train” they love. Do not be a slave to these debts. Deny them! Most will violate state and federal laws in order to trick you into paying more. Many of our clients have had successful claims made against these lenders. Many clients have not had to pay these lenders anything due these wrongful collection actions.

YOU DO NOT HAVE TO BUY INTO THIS CYCLE OF DEBT! These debts are unsecured, and they rely almost solely on an aggressive collection campaign that many times violates the law. We love these cases because many times we get them to pay our fees and our clients are very happy. It all stops as soon as we can tell them we are your lawyer. If you are on this treadmill you absolutely need to get good legal advice. At Fitzgerald & Campbell, APLC we will represent you against these predatory lenders on a contingency basis (prior to any litigation). That means there is NO FEE if THERE IS NO SETTLEMENT!

Fitzgerald & Campbell, APLC is a consumer protection law firm unlike any other! Results you can count on! Admit nothing, demand proof!

We Fight for  Your Victory Over Debt

For us, every case is personal. We encourage our clients to share their stories.


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