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Collection Lawsuits and Debt Widespread due to Pandemic


The world has been seriously affected by the coronavirus pandemic, responsible for taking the lives of hundreds of thousands of people in the US alone. Unfortunately, though for those who have been sick or have just lived through the pandemic and all the accompanying, required life changes, COVID has caused major financial problems for many people too.

Previous to the onset of COVID, debt in the US was already a concern; and while issues like credit card debt were continuing to grow, medical debt was still one of the major reasons for filing for bankruptcy. Student loans had already risen to a cumulative debt of $1.64 trillion, embroiled in crisis. When it became apparent that our lives would change significantly—and quickly—some of these financial issues may have initially been put on the back burner. This was made even more possible by moratoriums placed on evictions, deferments on federal student loans, and quieting of creditors and debt collection agencies.

The respite could not go on forever though, despite ongoing cases of COVID spiking, and variants popping up just when we all thought we were out of the woods. In the meantime, millions of Americans lost their jobs, and their health insurance—all at the worst time imaginable. If you were affected financially (and/or health-wise too), it’s likely that you are dealing with old debt and new debt. 

If medical debt is involved that could mean fairly large sums of money are owed to doctor’s offices and hospitals. Along with that, credit card debt may have been further accrued due to lack of any other income. This could be due to unemployment or other problems leading to financial strain. For many though, a lack of income leads consumers to turn to their credit cards. And in times of a viral pandemic, that could mean using credit cards to pay for everything from co-pays and prescriptions to actual medical procedures.

Speak with an experienced collection lawsuit attorney as soon as possible if you are being sued. This could be critical to the health of your financial future, along with helping you to avoid the ongoing hassles of a default judgment.

Contact Fitzgerald & Campbell, APLC now. Let us review your case and discuss what would work best for you. We are here to help! Our attorneys have decades of experience in serving clients as they navigate through challenging financial situations, to include collection lawsuits, default judgments, and more. Click here to schedule a free 30-minute consultation, or call us at (844) 431-3851, or email us at

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