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Debt & Collection Lawsuits: Why Reaching Out is Everything


Up until the coronavirus hit the US full force, you may have felt very alone in dealing with debt issues. And while so much horror erupted from COVID-19, one thing became apparent beginning in the spring of 2020: financial issues were affecting nearly everyone. With tens of millions of people facing unemployment, businesses closing left and right (some temporarily, and many for good too), children unable to attend school or daycare, and ultimately—so many US citizens falling ill or dying—everyone was pretty much in the same mess.

Just because the world seems to be falling back in place, however, does not mean that economic recovery is instantaneous for everyone; in fact, you may have already been struggling with debt issues prior to COVID-19 and all the problems that came along with the pandemic. At this point, financial issues are coming to a head for many US citizens, especially as debt collectors are back full force, creditors are beginning to run out of patience in terms of deferments, and moratoriums on evictions are soon to be lifted.

These days it is easier to transparent about debt problems—quite simply because the predicament has become so universal. If you are worried about overwhelming medical debt and the very real possibility of having to file for bankruptcy, or if you are behind on other payments, like credit cards, for instance, consult with an experienced debt protection attorney from Fitzgerald & Campbell, APLC as soon as possible. This is even more imperative if you have had the experience of opening your door to a process server bearing a summons and complaint with your name on it.

Many individuals are struggling with health issues as well as financial issues, and although this might be a time when you feel like giving up or just ignoring problems like a lawsuit—act as soon as possible to prevent further headaches. If a default judgment is granted against you, those are problems you could carry around for two decades. That may seem unbelievable, but the fact is that while the initial judgment is good for ten years, a second one can be extended too, for another ten. Until the debt is satisfied, that leaves you open to wage garnishments, loss of property, and levying of bank accounts.

Speak with an attorney from Fitzgerald & Campbell, APLC as soon as possible to examine your options. Our attorneys have decades of experience in serving clients as they navigate through challenging financial situations, to include student loan issues, bankruptcy, and other debt management processes. We are here to help! Click here to schedule a free 30-minute consultation, call us at (844) 431-3851, or email us at

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