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CA Changes Law Regarding Renewal Of Judgments... To Help Consumers!!!

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If you don’t know what a renewed judgment is, be glad! But if you have a judgment against you, you had better learn fast! In CA judgments can be renewed every 10 years and there was no limit to the number of times that could be done. That means, judgments could go on forever. Perhaps even worse is that judgments doubled every 10 years. That meant that a $20,000 judgment would grow to at least $40,000 in 10 years and then to $80,000 in 20 years and $160,000 in 30 years! That is crazy!

Starting in 2023, the following types of CA Judgments can only be renewed once!

  1. Judgments related to medical expenses where principal amount is less than $200K
  2. Judgments related to personal debt where the principal amount is less than $50K

“Personal debt” means money due or owing or alleged to be due or owing from a natural person arising out of a transaction in which the money, property, insurance, or services which are the subject of the transaction are primarily for the debtor’s personal, family, or household purposes.

This is extremely good news for anyone with medical or personal debt. You should also know that a Renewal of Judgment can be attacked, but you must do it right away. In fact the original judgment can be attacked as well. It is not easy to do, but it is possible by filing a Motion to Vacate the Judgment.

If you have a judgment against you, it is definitely worth your while to have it reviewed to see how long it will last, if it can be renewed, and if you can contest it. This will require an experienced lawyer that has done it before. Fitzgerald & Campbell, APLC is a law firm that only represents consumers and small businesses on debt related matters. That is the sole focus of our law practice, and we file motions like this and resolve debts every single day. We can do it for you.

To learn more, visit our website at www.DebtorProtectors.com

If you need answers to questions about judgments and debt call/text 855-709-5788 or email intake@fclawoffice.com for a prompt response.

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