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Lawsuits? Default Judgments? Take Care of Business, But Don’t Let Stress Get You

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Are you worried about money issues and perhaps even lawsuits? If so, you may find yourself feeling distracted, irritable, and even losing sleep at night. Studies show that stress related to finances can be ongoing, with 30 percent of consumers in the US ‘constantly stressed out’ about their money issues. With many in the millennial crowd at a loss when it comes to savings, and 66 percent of consumers overall lacking a nice-to-have emergency fund, plenty are living paycheck to paycheck—and worrying about it too.

Although trying to forget about your financial problems may seem like the easiest thing to do, procrastination just adds to stress with something you need to deal with always hovering over you. Recent news points out that many consumers are worried about not having enough money, while others worry about running out later.

“It creates this feeling of helplessness and hopelessness,” says Nancy Molitor, PhD, a clinical psychologist and Assistant Professor of Psychiatry and Behavioral Health at Northwestern University Feinberg School of Medicine.

Data also shows that this type of stress can lead to true physical problems; for example, heart health, blood sugars, and weight (loss or gain) may be affected—along with a host of other issues to include serious depression. Getting rid of the stress and resulting health issues means dealing with your finances head on. If you are being sued in a collection lawsuit by either your original creditor or a debt collections agency, consult with a skilled attorney from a firm like Fitzgerald & Campbell, APLC as soon as possible. With good legal advice, you can act quickly to formulate a plan, whether that involves trying to negotiate a settlement or filing a response within 20 to 30 days to fight the collection lawsuit. If this is not a possibility, filing for bankruptcy may be the best option.

If you have already had one or more default or court judgments filed against you, it is not too late to speak with your attorney about reversing the court action through a motion to vacate and fighting the lawsuit or working on a settlement at a discounted rate. Explore your options before giving in to garnishment of your wages, and seizure of property and checking accounts.

Speak with an attorney from Fitzgerald & Campbell, APLC as soon as possible to examine your options. Our attorneys have decades of experience in serving clients as they navigate through challenging financial situations, to include student loan issues, bankruptcy, and other debt management processes. We are here to help! Click here to schedule a free 30-minute consultation, call us at (844) 431-3851, or email us at

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