You may be worried if a court judgment has been granted against you. Depending on what the circumstances were, you may have found out about it as a very unwelcome surprise, or perhaps it is a task you have been putting off dealing with until now. And while you may have been surprised at how quickly the judgment was granted, this is not uncommon when defendants do not respond. If you are currently facing a creditor lawsuit, consult with an experienced law firm like Fitzgerald & Campbell, APLC right away.
If, however, you did not respond to the lawsuit and are concerned about how to handle impending consequences from the creditor who is now armed with the right to do things like garnish your wages and far more, consult with a skilled judgment attorney. Being in debt can be stressful, along with experienced pressure and even harassment from creditors. Being handed a lawsuit is often a dark moment for most consumers, many of whom who not only feel helpless to handle the situation but are also completely intimidated by the court process. Many also do not respond because they had a valid reason—usually due to illness, job requirements, or even worse—they didn’t know about the lawsuit or judgment because they never received the paperwork at all due to lack of or error in process of service.
If you do not feel like you can fight your judgment, you probably have many questions about how to handle the impending consequences of a creditor who now has greater power in coming after their debt. While some debtors are completely judgment proof and may have nothing to take, if you presently have cash or assets you may be considering moving them so no creditor can get their hands on them. The problem with that is one, the court highly frowns on this, and two, you could end up in hot water—as well as having to hand over the assets, no matter who you gave them to.
Transferring assets to keep them out of hands of creditors, as in bankruptcy also, could be considered fraudulent conveyance. Not only would you be at the mercy of the court for such action, but in requiring that the assets or funds be returned (and seized by the court), you could be involving family and/or friends in some ugly court business. You will be in much better shape for the future if you consult with and begin working with a judgment attorney to either help you eliminate the judgment or settle with the creditor.
Contact us for help! If you currently have a judgment on your record, or other concerns about debt, an experienced attorney from Fitzgerald & Campbell, APLC can review your case and discuss all the available options with you. Our attorneys have decades of experience in serving clients as they navigate through challenging financial situations, to include lawsuits, judgments, and more. Let us review your case and discuss what would work best for you.