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Default Judgment: How Did We End up Here?

woman stressed holding head at dining table

Prior to the global pandemic, you may have already been pretty worried about bills escalating out of control. For most, these stressors include medical debtcredit card debt, and student loans which could stretch into six figures. Life may have seemed difficult before the pandemic, but there is little chance you could have seen the personal and economic damage about to wreak havoc on the United States, and the human race as a whole.

There’s no good time for a viral pandemic to strike, but with household and consumer debt reaching historic highs—and student loans causing nationwide financial crisis to over 45 million borrowers—the setting was ripe for major problems. You may call that an understatement if you (like 50 million others) lost your job and suddenly began lying awake at night and worrying about how to protect your family from the coronavirus, as well as providing for just the basic expenses.

As the ban on collections was lifted, debts were surely not forgotten—and now many courts are clogged with collection lawsuits. If you received a summons and complaint recently, do not procrastinate in speaking with an experienced attorney from Fitzgerald & Campbell, APLC as soon as possible.

Not only is replying to the lawsuit critical to your financial future, but in consulting with your collection lawsuit attorney, you may find that you have a strong defense. This could be true even if you are just requesting that a debt collection agency prove their standing to sue.

Without any action, a default judgment may be granted against you. This means you have opened yourself up to wage garnishments, levying of property, and loss of control over financial accounts.

Speak with an attorney from Fitzgerald & Campbell, APLC as soon as possible to examine your options. Our attorneys have decades of experience in serving clients as they navigate through challenging financial situations, to include student loan issues, bankruptcy, and other debt management processes. We are here to help! Click here to schedule a free 30-minute consultation, call us at (844) 431-3851, or email us at

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