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COVID-19: More Time at Home; Less Income to Pay for the Basics

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Life has become simpler and much more complicated all at the same time for individuals living in the US (and around the world too). Restrictions and shutdowns have forced us all to spend a lot more time at home—and suddenly for many workers, this means telecommuting, loss of daycare for the younger set, school-age kids being educated online, and a tremendous juggling act often going on from within the confines of the home.

A “staycation” in your cozy home may have previously sounded inviting and wonderful, as well as difficult to pull off because of work obligations. How ironic though now for so many to be forced into the homebody lifestyle—all the while battling serious financial devastation, and living in fear of a potentially fatal sickness or actually overcoming illness and/or mourning the deaths of friends and family.

As debt collectors and courts come back to life nationwide, you may now again be swamped with calls (and letters) asking when you will be paying off all those continually mounting debts. It might seem easier to avoid these issues by ignoring the bills and the accumulating sums, but it is in your best interest to consult with a debt protection attorney as soon as possible. This is even more critical if debt issues have escalated to the point of a collection lawsuit.

Have you been served with a summons and complaint? Understand why and what you are being sued for by reading the legal documents thoroughly, and consult with a collection lawsuit attorney from Fitzgerald & Campbell, APLC for legal expertise in answering, as well as discussing the plans for your defense. You may decide, upon speaking with your lawyer, that negotiating with a creditor is better. This usually means paying off your debt in one lump sum payment that is heavily discounted.

Dealing with a collection lawsuit may seem extremely difficult when you are feeling both emotionally and financially drained; however, the stress of dealing with a default judgment granted against you is exponentially worse! Take control before you end up having to deal with wage garnishments, seizure of property, or loss of control over your own financial accounts.

Speak with an attorney from Fitzgerald & Campbell, APLC as soon as possible to examine your options. Our attorneys have decades of experience in serving clients as they navigate through challenging financial situations, to include student loan issues, bankruptcy, and other debt management processes. We are here to help! Click here to schedule a free 30-minute consultation, call us at (844) 431-3851, or email us at

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