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Default Judgments: Don’t Give Up Just Because Times are Hard

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While consumer and household debt were climbing to historical highs previous to the worldwide pandemic sweeping the US, nothing could compare to the devastation ahead. Suddenly, millions of workers were left without jobs, careers, or incomes. Worldwide, and in the US, the future became a question mark—especially as entire cities were locked down, shut down and restrictions ensued. This included causing major financial problems for many businesses, retail areas, and restaurants—and these problems continue now.

You may have suffered from COVID, or a dependent became ill, meaning massive medical bills. This has been the story for millions of Americans. As medical bills pile up, you like so many others may be wondering what your options are. While bankruptcy has always been one of the first choices in dealing with medical bills, speak with an experienced attorney from Fitzgerald & Campbell, APLC first to find out what all of your choices are.

Chances are if you have serious issues with medical bills, there are other issues to be highly concerned about too, like auto debt, credit card debt, and more—not to mention private student loan debt, which is a huge and continually growing concern for millions of Americans. While you may feel like debt is spiraling out of control, and you may also feel extremely tempted to procrastinate in dealing with the problems, it is in your best interest to reach out for legal expertise as soon as possible.

Without any attention to the matter, the financial repercussions could continue to get worse in the form of a default judgment. In California, if a default judgment is granted, this means up to 25 percent of wages can be garnished. And while a default judgment is good for ten years to begin with, in California that can also be extended for another ten. So while times might be hard now, try to imagine what you might be doing in 20 years. You don’t want to be running from a default judgment!

If you are concerned about debts incurred due to COVID, speak with an attorney as soon as possible, and especially if you are worried about being sued or have already received a summons and complaint.

Speak with an attorney from Fitzgerald & Campbell, APLC as soon as possible to examine your options. Our attorneys have decades of experience in serving clients as they navigate through challenging financial situations, to include student loan issuesbankruptcy, and other debt management processes. We are here to help! Click here to schedule a free 30-minute consultation, call us at (844) 431-3851, or email us at

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