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Collection Lawsuits & Default Judgments: Many Households Suffering Financially

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Families around the nation continue to suffer due to physical complications caused by COVID-19, but also due to the accompanying financial stressors. Medical bills rank high up on the list in terms of making life even more difficult, and especially when they result in collection lawsuits.

The spring of 2021 brought huge challenges to the human race overall. In the US, tens of millions of workers were suddenly let go—on every level. For many it really did seem like life changed, and came crashing down, in the blink of an eye. While millions continue to contract COVID-19, hundreds of thousands of patients have died. Variants continue to thwart the worldwide need to get back to normal. That means medical bills just continue to escalate within the US.

Keeping in mind that medical bills have always been the number one reason that individuals file for bankruptcy in the US, it’s not a stretch to realize how catastrophic the problem will be now—and even for those who do have health insurance. Unfortunately, recent news sheds further light on how bad it is for many who already spent their life savings trying to deal with medical bills for themselves and their dependents.

Millions also lost their health insurance completely. At a time when the greatest worry was over health being compromised, losing health insurance was about the worst thing that could possibly happen. If you have been served with a collection lawsuit over medical bills, it is in your best interest to act immediately. Consult with an experienced attorney from Fitzgerald & Campbell, APLC to explore your options.

Although the temptation to avoid such issues and shove them under the rug is understandable—and especially during such challenging times—the best thing you can do is reply to the collection lawsuit and begin working with your attorney on a defense, or perhaps there is a better chance for negotiating. While this might seem out of the question, keep in mind that you may be able to reorganize your payments, or even pay off the entire debt for pennies on the dollar.

Speak with an attorney from Fitzgerald & Campbell, APLC as soon as possible to examine your options. Our attorneys have decades of experience in serving clients as they navigate through challenging financial situations, to include student loan issuesbankruptcy, and other debt management processes. We are here to help! Click here to schedule a free 30-minute consultation, call us at (844) 431-3851, or email us at

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