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Millions Face Debt Collections, Court Judgments—and Evictions

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Coronavirus may be a plague upon the world, but it is also a plague on the economy of many countries like the US—besieging careers, finances, and life as we once knew it. As over 50 million individuals were plunged into unemployment in the spring of 2020, government officials sprang into action with stimulus packagesdeferments on federal student loans through the CARES Act, and halting of collection activities and evictions; however, even as COVID-19 rages on, it looks like much of this help is coming to an end.

If you have lost your job, you may be wondering what to do next in terms of paying bills and fending off debt collectors. This is a good time to consult with a debt protection attorney from Fitzgerald & Campbell, APLC, to exame your options for the future. You may also find that a great weight is lifted off you as you figure out how to handle debts which your attorney may be able to negotiate down, as well as any collection lawsuits or default judgments that need to be handled.

If you have been served with a summons and complaint, however, this cannot be ignored. Without a reply, a default judgment could be granted against you resulting in wage garnishments, levying of property, and even your checking account. Your attorney will be able to help with answering the lawsuit and creating a defense. In some cases, negotiating may be better, and especially if you can close out a debt by paying a lump sum that is heavily discounted.

Today, however, as we try to survive in times of COVID, you may find yourself stressed with much bigger problems such as home foreclosure, evictions, overwhelming credit card debt leaving you no alternative form of income, and car payments that cannot be made. Recent news cites statistics that as of October 2020, nearly ten million US citizens were behind on rent or mortgage—and were not hopeful for the future.

Compounded by all these basic issues pressing most consumers today, you may also be worried about how to pay those student loan debts, and what will happen if you do not. Again, this is another very compelling reason to consult with an attorney from Fitzgerald & Campbell, APLC to discuss any ongoing delinquencies and fear of default—which should be avoided in most cases.

Speak with an attorney from Fitzgerald & Campbell, APLC as soon as possible to examine your options. Our attorneys have decades of experience in serving clients as they navigate through challenging financial situations, to include student loan issues, bankruptcy, and other debt management processes. We are here to help! Click here to schedule a free 30-minute consultation, call us at (844) 431-3851, or email us at

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