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Court Judgment Granted: Why Was the Judge So Quick to Side With the Creditor?


When times are good, banks and creditors love us–and a court judgment is the last thing on anyone’s mind. Suddenly, offers for loans and credit cards are being extended, along with fantastic interest rates for new cars, mortgages, and more. And as most of us have experienced all too often as well, when we need a loan or extension of credit the most, that is usually when the lenders have turned their backs; in fact, they may have done much more than that.

Hundreds of Thousands of Creditor Lawsuits Are Filed Annually

You may have found yourself not only with one or more lawsuits in a time of deep financial duress, but with judgments to fight also. This doesn’t happen in a day though, and most likely you went through some type of trauma that transformed your status from a positive in the lender’s underwriting department to a liability, added to their enormous debt-collection list for calling, threatening, and even suing. No one likes being in that position, but you are certainly not alone as credit card companies file hundreds of thousands of lawsuits each year.

Not Responded Puts You at a Great Disadvantage

The best course of action is to respond when a creditor is suing you. It may seem intimidating, it may be a major headache, and you may just want to ignore it all and hope it will go away, but chances are, without the help of an experienced collection lawsuit or judgment attorney, it will not. If you have one or more lawsuits that you did not respond to, you may have been surprised to find out how quickly judgments were granted against you.

Most likely, you are experiencing other financial challenges too and you may feel like it is you against the world some days. If you are wondering why the judge would be so quick to grant a judgment against you, the answer is simple: you were not there to plead your case. The court is usually deeply in favor of hearing from defendants in such matters, but if there was no response filed on your behalf and simply no sign of you at all in court, the case was cut and dry. This may be extremely common, but what happens next can also be extremely unpleasant as the creditor begins garnishing wages and more.


Call Us for Help Now!

There may still be time to reverse the judgment, or settle with the creditor, but you will need the help of a skilled attorney from a firm like Fitzgerald & Campbell, APLC. Contact our office now so we can review your current situation and discuss your options with you. Our attorneys have decades of experience representing clients in all types of consumer rights matters, and we are here to help you!

Call us today for a free consultation at (844) 431-3851, or email us at

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