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Collections Post-COVID: Don’t Ignore Them!

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It’s not a post-COVID world yet, to say the least. And although millions of people around the world were certainly hoping to say that as quickly as possible after spring of 2020, the coronavirus was not willing to be wrangled by human opinion, and it spared no one in terms of race, income, or political outcome. Unfortunately, the repercussions were terrible. Millions in the US contracted COVID, and hundreds of thousands have died. The body count continues to mount as variants sweep the nation, and finances have been an enormous concern.

If you were already concerned about debt before COVID-19 began wreaking havoc on the world and the US, you may find that financial problems are much more worrisome now due to unemployment, mounting medical debt, and more. And while the situation could seem overwhelming and even hopeless in some cases, ironically this is a better time than ever to attempt working with creditors and debt collection agencies who may be willing to work with you in negotiating. You could even find yourself able to pay off entire debts at heavily discounted amounts. And although they might have to be paid off in lump sums, it can be well worth it to make the effort just to relieve yourself of such burdens.

Has a private process server or deputy already been at your door with a summons and complaint? If so, this is not the time to hide problems under the rug. And while it may be little consolation to hear that you are not alone, that certainly couldn’t be more true now. Because of that, it may indeed be easier to get help and resolve any or even all your debt issues.

Speak with an experienced attorney as soon as possible to reply to the lawsuit. Typically, 20 to 30 days is allowed for an answer. During this time it is also important to begin working on a defense. Without any action, there is the chance of garnished wages up to 25 percent in California, loss of control over financial accounts, and seizure of private property.

If you are concerned about debts incurred due to COVID, speak with an attorney as soon as possible, and especially if you are worried about being sued or have already received a summons and complaint.

Speak with an attorney from Fitzgerald & Campbell, APLC as soon as possible to examine your options. Our attorneys have decades of experience in serving clients as they navigate through challenging financial situations, to include student loan issuesbankruptcy, and other debt management processes. We are here to help! Click here to schedule a free 30-minute consultation, call us at (844) 431-3851, or email us at

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