Many consumers believe that if they ignore or avoid debt collectors they will go away. Unfortunately, this tactic never works. The most important step you can take is to contact one of our debt relief attorneys for help.
If you do not believe that you owe the debt, the debt collector should be notified immediately. It is important to request that the collector provide verification of the debt to you. If the debt collector cannot prove that the debt belongs to you, it cannot be collected from you.
If the debt belongs to you but you cannot afford to pay it, we can help you negotiate with your collector. Our Debtor Settlement Plan, which is only available to California clients, is one of the most effective ways to deal with your debt. Our Settlement Plan is like no other. No other plan offers the protection of experienced, knowledgeable, and determined consumer protection lawyers. No other plan allows you to keep your own money in your own pocket. No other plan allows you to make changes as needed. No other plan places a “wall” between you and your creditors so they cannot contact you, PERIOD. No other plan compels collectors to prove up what they claim. This plan is one of the reasons Fitzgerald Campbell is California’s premier debtor protection law firm.
Avoiding debt collectors usually makes your situation worse. If you avoid their calls, they will start using more aggressive tactics. Collectors are known for their harassing and abusive strategies. If a collector starts harassing you, it is important to seek help.
Fitzgerald Campbell handles debt collector harassment cases on a “contingency fee” basis, which means you pay us nothing unless we are successful! There is no charge to you for us to represent you. If we win, we will get paid. If we lose, we will not get paid. It is that simple. The law provides that if your case is successful, the creditor or collector will pay your reasonable attorney fees. Call us today toll free at (844) 431-3851 or contact us online to schedule a free initial consultation.